When your business serves, sells, or distributes alcohol, you take on a unique level of risk. One incident — even outside your doors — could result in serious legal and financial consequences. That’s why Bucher Insurance offers customized liquor liability insurance for restaurants, bars, caterers, event venues, and more across Miamisburg, Dayton, Centerville, Lebanon, Springboro, and surrounding communities.
Liquor liability insurance helps protect your business if someone becomes intoxicated and causes injury, property damage, or worse. Many states, including Ohio, have “dram shop laws” that hold alcohol-serving businesses responsible in these situations — even if the incident happens off-site.
This coverage helps with:
- Legal defense and court costs
- Settlements or judgments resulting from liquor-related incidents
- Third-party injury or property damage claims
- Coverage for both owned and temporary events
Whether you run a full bar, host private events, or offer complimentary drinks at your salon or boutique, we’ll help you understand what’s required — and how to stay protected. We can also pair your liquor liability policy with general liability, BOP, or special event insurance for more complete coverage.
At Bucher Insurance, we’ll review your operations, state laws, and vendor contracts to make sure you’re meeting legal obligations and protecting your business. And when something unexpected happens, you’ll have a real local team on your side.
Request your liquor liability insurance quote today and keep your business covered, from the first pour to last call.
