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Income Protection When the Unexpected Happens

If an injury or illness kept you from working, how would you pay your bills? Short-term disability insurance from Bucher Insurance helps individuals and employees across Miamisburg, Dayton, Centerville, Lebanon, and nearby areas maintain their income when life takes an unexpected turn.

This coverage provides partial income replacement — typically 40–70% of your usual earnings — if you’re unable to work for a limited period due to a non-work-related medical condition. Common covered situations include:

  • Injuries from accidents
  • Major illnesses or surgeries
  • Pregnancy and childbirth recovery
  • Serious health complications

Short-term disability plans usually cover benefits for up to 3 to 6 months, and can be purchased individually or offered by employers as part of a group benefits package. If you’re an employer, offering disability insurance shows your team you care and helps you compete for top talent.

We’ll help you compare waiting periods, benefit durations, and coordination with long-term disability or other sick leave plans. You’ll get clear guidance from a team that cares — with no pressure, just smart protection.

Request a short-term disability insurance quote today and take one more step toward financial peace of mind.

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