As we age, many of us will need help with daily living — whether that means in-home assistance, assisted living, or full-time nursing care. But these services aren’t covered by traditional health insurance or Medicare. That’s where long-term care insurance comes in. At Bucher Insurance, we help individuals and families in Miamisburg, Dayton, Centerville, Lebanon, and Springboro plan ahead with smart, compassionate protection for the future.
Long-term care insurance helps cover the cost of assistance with daily activities like bathing, dressing, eating, and mobility. It can be used in a variety of settings, including:
- In-home care
- Assisted living facilities
- Skilled nursing homes
- Adult daycare programs
This type of coverage is especially valuable if you:
- Want to protect your retirement savings
- Don’t want to financially burden your loved ones
- Prefer to choose where and how you receive care
We’ll help you explore standalone policies and life insurance with long-term care riders. Together, we’ll review benefit amounts, elimination periods, inflation protection, and other key policy features — so your plan truly fits your future.
At Bucher Insurance, we know that planning for long-term care can feel overwhelming — but you don’t have to do it alone. We’re here to guide you with patience, clarity, and personal care.
Request your long-term care insurance quote today and take a proactive step toward your independence and peace of mind.