When it comes to running a business, even the best coverage can have its limits. That’s why Bucher Insurance offers commercial umbrella insurance to help protect companies across Miamisburg, Dayton, Centerville, Springboro, and Lebanon from large-scale liability claims that exceed their standard policy limits.
Umbrella insurance kicks in when the cost of a claim goes beyond what your general liability, commercial auto, or employers liability policy covers. It’s an affordable way to add an extra layer of protection — without significantly increasing your premiums.
This coverage is especially valuable for businesses that:
- Work with the public or have high foot traffic
- Operate vehicles or fleets
- Use contractors or subcontractors
- Have significant assets to protect
- Carry contractual obligations requiring higher limits
Examples of what a commercial umbrella policy can help cover:
- Large lawsuits and legal judgments
- Medical expenses from serious accidents
- Reputation-related losses like libel or slander
- High-value claims where standard limits aren’t enough
We’ll review your existing policies, assess your risk, and help you determine how much additional protection makes sense for your operation. And if you bundle umbrella coverage with a BOP or contractor plan, you may qualify for additional discounts.
Request a commercial umbrella insurance quote today and gain peace of mind knowing your business is protected — even when the stakes are high.
