Whether you own a rental property, a vacation home, or a house that’s temporarily vacant, dwelling fire insurance offers critical protection that standard homeowners policies don’t. At Bucher Insurance, we help property owners in Miamisburg, Dayton, Centerville, Springboro, Lebanon, and beyond protect the structures they don’t live in — but still care about deeply.
Dwelling fire insurance is flexible. It can cover the structure of the home, detached garages, and other features against fire, lightning, wind, vandalism, and more. It also offers optional personal liability coverage and loss of rental income if the property is generating revenue. Whether you need a named perils or comprehensive policy, we’ll help you find the right fit for your situation.
This type of coverage is ideal for landlords, seasonal homeowners, estate properties, and even homes under renovation. And if you’re managing multiple properties, we’ll walk you through bundling options and extended liability protection with umbrella coverage.
We take pride in making insurance easy and transparent — especially for policies that aren’t always widely understood. With Bucher Insurance, you’ll work with a local team who takes the time to explain your options and offer support you can count on.
Get a free dwelling fire insurance quote today and keep your investment protected — even when you’re not there.