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Flood Insurance That Protects What Homeowners Insurance Doesn’t

Flooding can happen fast — and often without warning. Even just a few inches of water can cause thousands of dollars in damage. That’s why Bucher Insurance offers dedicated flood insurance to homeowners and property owners across Miamisburg, Dayton, Centerville, Springboro, Lebanon, and surrounding areas.

Standard homeowners insurance does not cover flood damage, which means without a separate flood policy, you could be left paying for repairs, replacements, and relocation costs out of pocket. Our flood insurance policies help protect your home’s foundation, electrical systems, HVAC, appliances, and personal belongings — even if you’re outside of a high-risk flood zone.

We work with both government-backed programs like the National Flood Insurance Program (NFIP) and private insurers, allowing us to compare options and deliver the right coverage at the right price. Whether you need protection for a primary residence, rental property, or vacation home, we’ll walk you through the process with clarity and compassion.

If you’re already bundling homeowners insurance and auto insurance through us, we can help you fold flood coverage into your plan with ease.

Request a flood insurance quote today and safeguard your property from the water damage most policies miss.

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