What to Know Before a Road Trip: Auto Insurance Tips for Ohio Travelers
There is nothing like a summer road trip. Whether you are driving across the state or across the country, that open road feeling is hard to beat. But before you pack up the car and load the snacks, it is worth taking a few minutes to make sure your auto insurance has you protected.
At Bucher Insurance, we want you to enjoy every mile with confidence. Here are a few things to check before you go.
Do You Have Roadside Assistance?
Flat tires and dead batteries are common road trip hiccups. Some insurance policies include roadside coverage, but not all. Make sure your plan includes help for: towing, flat tire changes, jump starts, lockouts, and emergency fuel delivery. If you are not sure, just give us a call and we will check for you.
What Happens If You Rent a Car?
If your summer travel includes flying to your destination and renting a car once you land, you may already have coverage. Some auto insurance policies extend to rental vehicles, especially if the rental is for personal use. But every policy is different. We can help you review your current coverage and avoid paying for duplicate insurance at the rental desk.
Is Your Liability Coverage High Enough?
Road trips can take you through crowded interstates, unfamiliar cities, and busy tourist areas. If you are involved in an accident, liability coverage helps protect you financially if someone else is injured or if you damage property. Ohio’s minimums might not be enough. It’s often a smart idea to raise those limits for extra protection, especially when driving long distances.
Are You Covered in Every State You Travel Through?
Most policies from Bucher Insurance are valid across the United States. But it is still a good idea to double-check that your policy does not have geographic limitations or state-specific conditions. If you are planning to cross state lines or travel to high-traffic areas, we can help you confirm your coverage.
Make the Trip Worry-Free
Your summer should be full of memories, not stress. Before you head out, let Jon or Emily Bucher help you review your coverage and update anything that is missing. We are here to make insurance simple and local, whether you are traveling around Dayton or heading out across the country.
Get a quote or call Jon or Emily today to make sure your road trip starts off on the right foot.
