Whether it’s a lakeside cottage, a rural farmhouse, or a weekend getaway spot, your second home deserves the same care and protection as your primary residence. At Bucher Insurance, we help Ohio homeowners safeguard their second homes with customized insurance designed to fit unique risks. We proudly serve Miamisburg, Dayton, Springboro, Centerville, Franklin, and beyond.
Because second homes are often vacant for extended periods, they face different risks — like theft, vandalism, fire, or water damage. We’ll help you build a policy that covers your property’s structure, contents, and liability, along with additional protections such as vacancy endorsements, rental liability if you lease it out, or dwelling fire coverage when applicable.
Whether your second property is a vacation retreat or a seasonal rental, our agents will walk you through the options and help you understand what’s required by your mortgage or HOA. We also offer umbrella policies to extend your liability protection and multi-policy discounts when you bundle with homeowners or auto insurance.
We take a local, relationship-first approach — which means you’ll work with a real person who’s easy to reach and ready to help when you need it most. No long hold times, no impersonal service — just genuine guidance and reliable support.
Request a second home insurance quote today and rest easy, knowing your getaway is protected year-round.
